Max does not have health insurance. Max is young, strong and handsome. Max does not feel like giving his money away to David K's employer.
Now I know some people have called Obamacare "socialist". But if anything, it is more fascist. Even Uncle Karl Marx would look at Obama and ask, "How exactly are you carrying on my legacy? Socialism is not an open-source program like Linux." Why do you think liberal Democrats are having a hard-time loving Obamacare? It does not have to do with a website.
When you are having to pick from several private plans, you see how Obamacare's genesis came from bowels of the Heritage Foundation. Max has to pay some private company money to provide something Max does not want. I guess I only have to pay if I want to keep my tax refund, but it is not like I get money back from the federales. So I guess I don't have to get it then?
Yes, Obamacare does suck for those folks with high deductibles. But the reason those folks had high deductible plans is because they placed a bet on themselves. They never took into account that the House they were playing in would ever change its rules. So the $5 blackjack table went up to $20. But since I was not playing blackjack all those years, no skin off my back.
Now give it to rich people, they are always a step-ahead. Rich folks do not need insurance, which doctors have always known, but they have not taken quite advantage of. When the rich folks go see attorneys or accountants they usually have them on a retainer. Slowly, but surely, some doctors are taking the same approach. Doctors get more cash upfront, and reduce their overhead by a lot.
Ultimately though the best health insurance that can be provided to you is the one you provide yourself...namely DO NOT TREAT YOUR BODY LIKE A DUMPSTER. You would be amazed how many health problems can be avoided by avoiding Dunkin' Donuts every morning.